screenshot of the mod's digital interface
This mod lets Sims take loans, manage repayment with interest, and access simple investment options through a digital banking system.

SimFi by plumlace is a financial management mod for The Sims 4 that allows Sims to take out customizable loans directly from their computer. It gives players a structured way to borrow money, manage repayment schedules, and handle interest—bringing realistic banking behavior into the game. A newly added investment option lets Sims grow funds through a simplified virtual market, but the core of the mod remains centered on borrowing and repayment systems.

Key Features
The mod introduces a full digital loan service where Sims can apply for loans in adjustable amounts and choose repayment terms that fit their financial situation. Loans accrue interest over time, encouraging Sims to stay on top of payments to avoid higher costs. Sims receive reminders about upcoming or overdue payments, helping maintain financial responsibility. While the investment system offers an optional way to earn extra money through SimFi’s virtual market, it serves as a supplementary feature rather than the main function of the mod.

REQUIREMENTS:
Discover University
XML Injector

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