Simple Loans Mod thumbnail
Take loans and repay debts realistically

Simple Loans Mod adds a realistic and easy-to-use loan system to The Sims 4. With this mod, Sims can borrow money when funds are tight and pay it back over time, adding financial depth and storytelling potential to everyday gameplay. It’s perfect for players who enjoy realistic life simulation, business management, or rags-to-riches challenges.

Created by spoiledmilkhotel, the mod introduces an in-game menu where Sims can take out small or large loans, depending on their household’s needs. Each loan comes with a repayment schedule, and failure to pay on time can lead to penalties or reputation effects, depending on the chosen settings. The system is designed to be simple, immersive, and compatible with most financial or career-related mods.

REQUIREMENTS:
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