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This mod  adds realistic home insurance and payouts to your gameplay.

The House Insurance mod adds a realistic layer of financial management to The Sims 4 by introducing a fully functional home insurance system. With this mod, Sims can purchase insurance policies to protect their property from unexpected losses such as fires or disasters, bringing strategy and realism to household finances.

Created by Nicky Clem, the House Insurance mod allows players to choose from different coverage options, pay premiums, and receive payouts when eligible damages occur. It’s a thoughtful gameplay addition for those who enjoy life-simulation depth and want their Sims to experience real-world financial planning.

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